Choice Checking: If you prefer not to keep a minimum balance and do not want to pay a monthly service fee, this basic checking account is right for you.
Members Choice Checking: Get the convenience of a basic checking account and earn interest!
Second Chance Checking: Everyone deserves a second chance and we can help you start rebuilding your financial future.
Overdraft Privilege: We know not everyone balances their checkbook to the penny. We also know there are times in all of our lives when unexpected expenses come and we wish we could just get a break to catch up. For those instances, CHACO has a solution.* Overdraft Privilege is a service that can be used when your paycheck runs out before all the monthly bills have been paid. Rather than returning any insufficient check unpaid, CHACO will consider payment of your reasonable overdrafts up to a $500 limit (including overdraft fees.) The only fees for this service are our standard overdraft fees, which will be charged for each item that would create an overdraft on your account.
*Conditions apply. See our Overdraft Privilege Policy for more information.
All checking accounts are subject to specific disclosures in the Account Agreement. Contact CHACO for a copy of the Account Agreement.