Basic Savings

Trying to plan for the future can sometimes be difficult – but saving for it shouldn’t be. That’s why we offer Personal Reserve, an account that covers the fundamentals for smart savings and is backed by the security of our credit union. Using competitive rates, the Personal Reserve Savings Account lets you earn continual dividends on your daily account balance – and only requires a $5 deposit to open and establish your membership share.

Why Start Saving?
Whether it’s college for your kids, a new car for you or a dependable retirement fund, a good savings plan is essential – and easy – to help make your dreams and plans a reality. With a solid plan for savings, unexpected debts or expenses are more manageable. More importantly, a good savings strategy can sometimes make all the difference when those “rainy days” arrive.

Get Started Now.
With a Personal Reserve, you can set up reoccurring transfers from incoming funds or paychecks so money is automatically put aside, helping you establish a savings plan and budget strategy matching your expectations and hopes for the future.

Our Difference is Simple

When it comes to your financial plan, we understand what you need now and more importantly, what you need tomorrow. We are here to help you get the most out of both. Whether just starting out or preparing to retire, we help you become financially prepared and fully informed. At Chaco, we bring you the same expertise and competitive services as other institutions, but with the compassion and genuine care that can only come from being member-owned and operated. From CDs and savings to mortgages and more, we work to keep things simple when it comes to your finances – so you can focus on your life. And that makes a difference.